Comments on: 4 Simple Ways To Avoid Debt

By: thepotatohead

thepotatohead — Tue, 06 Aug 2013 02:44:36 +0000

I have a septic system, so I didn’t have to replace the main sewer line, but I did have to get the main line to my septic roto rooted, although it was only a few hundred bucks, so wayyy cheaper then your experience. It just so happened it crapped out on me (pun intended) on a weekend that I had about 15 people staying over. This meant I couldn’t flush or stuff would seep up in my basement. I had to send people to the Giant Grocery store down the street to use the bathroom. Not good for a party.

By: Jasmine

Jasmine — Fri, 26 Jul 2013 22:04:57 +0000

I’m only 24 years old right now and I’m trying to teach myself now how to avoid debt in the future. I have already consumed over $60,000 in school loan debt. Therefore, if I can avoid in other debt, that would be great.

Thank you for this article because it definitely has helped me as far as teaching me how setting a few money-saving goals for myself. I definitely will be opening up a new emergency savings account.

By: Eliza Cross

Eliza Cross — Fri, 26 Jul 2013 21:28:12 +0000

In reply to jena. I love that book, Jena, and I doubly love your idea to buy it for young people! Wishing you great success and diligence as you pay off your debt in the coming months. I'm pulling for you! xo

By: Eliza Cross

Eliza Cross — Fri, 26 Jul 2013 21:24:37 +0000

In reply to Lois. That's a good point, Lois. It's great that you've made such good decisions and designed your life in such a way that you don't pay for anything you can't afford.

By: Eliza Cross

Eliza Cross — Fri, 26 Jul 2013 21:20:45 +0000

In reply to Greg @ Thriftgenuity.com. Here's wishing you happy travels, Greg! Right now we have enough in our vacation fund to pay for an overnight in Nebraska, but I'm aiming for a week-long family trip to Hawaii.

By: Eliza Cross

Eliza Cross — Fri, 26 Jul 2013 21:17:46 +0000

In reply to Barbara Friedberg. I always listen to your financial advice, Barbara! :-) Thanks for the reminder that a well-funded emergency account is of paramount importance.

By: Eliza Cross

Eliza Cross — Fri, 26 Jul 2013 21:16:41 +0000

In reply to EcoCatLady. Wow, I'm completely in awe of your financial system. Thank you for sharing how you make a simple lifestyle work for you: low expenses, income-producing websites, a clever arrangement of checking, savings and investment accounts, and money set aside for big expenses - not to mention, you're about to pay off your mortgage! What a testament to your many years of disciplined savings and your careful cultivation of a lifestyle that fits your values. I admire you on so many levels! xo

By: jena

jena — Tue, 23 Jul 2013 16:59:20 +0000

I just borrowed the Dave Ramsey book “The Total Money Makeover” and read the entire book to my husband while on a road trip. We are now totally inspired to pay off $21,000 of debt (not including mortgage) and plan to have it paid by Christmas 2014! Then we can make double payments on our mortgage and have it paid off in 6 or 7 years. I plan to buy every young person I know a copy of this book.